4 recommended clauses to include in home insurance for tourist use dwellings

One of the biggest concerns of owners of tourist apartments is theft, but tenants also take risks by renting a property. To avoid uncomfortable situations, today we talk about how to secure not only the owners' furniture but also the temporary tenants' assets with special clauses that are highly recommended for being specific.

Talking to the specialists at SegurCorazon we have found 4 additional clauses that we recommend you include when hiring a home insurance for tourist use dwellings:

Vandalism by tenants, damage to building and contents

This coverage usually includes damages caused by tenants or people living in the insured dwelling. It is considered that there is a vandalism act when the contents or the container of the home suffers damage as a result of malicious acts carried out with the intention of causing damage and without intent to profit.

Extension of RC owner versus tenant

Non-compliance with any of the lessee's obligations, pursuant to Article 27 of the Urban Leasing Law (LAU), allows the owner to exercise their right to demand compliance or to terminate the contract (i.e., to consider it terminated), with compensation for damages caused in accordance with Article 1124 of the Civil Code.A home insurance policy with civil liability guarantees peace of mind for both the owner and the tenant, as in the event of possible damage, the company will take care of compensation and judicial costs arising from the defense of the insured.

Theft of tenant's assets

Insuring the contents of a home involves covering the assets found inside a dwelling that belong to the insured and third parties living there on a habitual basis.

Reimbursement of reservations

It ensures you the refund of amounts for cancellation of guest reservations. They say it's always better to prevent than to cure, and that's why people prefer their vacation rental insurance to cover all situations in which one as a landlord or tenant could lose money, have to make arrangements in the house or simply the obligation to pay for damage.

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